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Most significant is fiscal drag, where the thresholds that apply to different rates of tax on income are frozen.
Shedden explained her own pivot to advocacy was born out of frustration with this widespread lack of financial literacy. She realized even financial professionals failed to grasp the program’s nuances, which prompted her to become a chartered retirement planning counselor and eventually to cofound NARSSA. The organization’s mission is to train professionals to help Americans optimize their claiming strategies using specialized software, ensuring retirees confidently understand their options before ever setting foot in a Social Security Administration office.